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Funeral Cover by 1Life

A company that believes insurance has the power to change lives. More than just funeral cover, you can include up to 5 children (up to 21 years) and 10 extended members.

There are also other benefits from a memorial to a grocery benefit. With funeral insurance from 1Life you know that you will receive a pay-out of up to R100,000 within 48 hours of the death of a family member.

You can buy the cover you need without the hassle of paperwork or medical examinations and add your spouse, children, parents and extended family members to your policy.

Please take note 1Life Communication: Special offer, limited time only, where the waiting period for funeral cover reduced from 12 months to 9 months for natural death. Funeral cover sum assured increased from R45,000 to R100,000.

Features and Benefits

Your cover stays in place for the rest of your life, provided that your premium payments are up to date.

Accidental death is covered from the day that 1Life receive your first premium.

You are covered for natural death after a 9 month waiting period.

Premium waiver − If the main member dies, cover will remain in place for members still on the policy for 2 years. No additional premium will need to be paid during this time.

Your cover includes an additional payout of up to R1,000 per month for 6 months, to assist with buying groceries, after a successful claim on the life of the main member.

A Memorial Benefit is available to provide up to R5,000 cover, to assist with buying a headstone for the unveiling on the anniversary of a successful claim.

This benefit applies to members who are older than 14 years of age.

Repatriation − a repatriation service, to the value of R2,000 is offered to transport the deceased from place of death to place of burial anywhere within the borders of the Republic of South Africa after a successful claim. This benefit also applies to members who are older than 14 years of age.

You can include up to 5 children (up to the age of 21 years), 10 extended members including four (4) parents or parents-in law onto your policy at an additional monthly premium for each member.

Please take note The principal member must notify 1life of their child's continuation of study past the age of 21, as this benefit will automatically cancel otherwise. Pay your premiums via a monthly debit order to prevent late payments that compromise your chance of claiming as well as effecting fresh waiting periods again.

Cover Options

1Life's funeral cover provides flexible sum assured options.

Get between R10 000 and R100 000 cover for the main member and between R5 000 and R100 000 cover per additional member

1life assured members rate table

What it costs

Please take note Your premium depends on your age, the level of cover that you buy and the number of members that you insure on the policy. Make sure all details are absolutely correct, especially age of each stipulated member.

Here are a few examples of the premiums that you would pay:

  • A 25 year old male can get R15,000 funeral cover for around R 99.63 per month and he can add his wife, two children and two parents for around R 118.98 per month*.

  • A 35 year old female can get R 15,000 funeral cover for around R 109.18 per month and she can add her husband for around R23.31 per month*.

  • A 45 year old female can get R 15,000 funeral cover for around R 105.40 per month and she can add her husband and four children for around R 37.93*.

Please take note *The above figures supplied by 1Life are indicative and risk dependant.

Qualifying Criteria

  • Main member and spouse between the ages of 18 and 65 years
  • Children up to the age of 21 (or 25 if full time students)
  • Parents up to the age of 75 and extended family members up to the age of 65 years.


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