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Funeral plans offered by Old Mutual

Standard funeral plans as well as prepaid funeral plans available. Funerals can cost anything between R7,000 and R30,000. Old Mutual, a South African Financial Services giant provides affordable Funeral Plans ranging from R29 per month. Here are some of Old Mutual's funeral cover solutions, including their prepaid funeral product called Pay When You Can Plan.

Old Mutual's Funeral Plan Range allows you to choose a funeral plan that covers you alone, your immediate family and even your extended family.

The plan will pay out a cash sum within 48 hours of the death of insured person, provided all required documentation received timeously. There are no medical tests required. Open to permanent South African residents.

Funeral Care Plan

Old Mutual Funeral Plans When an Insured Person passes away, a Benefit will be paid. This Benefit can help you pay for a coffin, tent, chairs, flowers and catering, or anything else that you may need towards the funeral.

Their Funeral Plans offer a range of features to help you keep your Plan active, as you respond to life's challenges. With Premium Holiday and Start Again, you will be able to keep your Funeral Plan active if you are unable to pay your premiums temporarily.

There are three options:

  • Individual − minimum premium Of R42/month with maximum benefit of R10,000.
  • Family − minimum premium Of R29/month with maximum benefit of R5,000.
  • Parent − minimum premium Of R60/month with maximum benefit of R10,000.

Please take note The above premiums as supplied by Old Mutual are applicable if you buy direct, ie not through a broker.

The following features will also then apply:

  • Premium holiday, Cash back benefit, Start again benefit.
  • Family Support Services such as Health support, Trauma Assault, HIV Treatment; Emergency Medical Response, Legal Support.

Other Funeral Products

Old Mutual also has other funeral products on the market. These include Greenlight Final Expenses, with a maximum payout of R100,000 to settle funeral expenses or debt.

Cover for partners, children, extended family.

There is a Burial Society Support Plan providing funeral cover and support for your burial society. Cover for family and adult dependants. Pays out within 48 hours.

Pay When You Can Plan

Pay When You Can Plan, is a cost-effective family funeral plan − Receive up to R5,000 cover for 14 months. No monthly premiums, just upfront premium payment.

Top-Up Cover Options:

  • Pay R49.95* and get R1,000 cover for 14 months.
  • Pay R98.95* and get R2,000 cover for 14 months.
  • Pay R219.95* and get R5,000 cover for 14 months.

Please take note *Figures provided by Old Mutual, who may change top-up cover options and the price of top-up cover options at any time. The above are prepaid absolute amounts not per month! A Top-up is a voucher that you buy, so that you keep or increase your Cover.

Features and benefits

The Pay-when-you-can product is a prepaid funeral plan.

This product is only available to permanent residents of the Republic of South Africa, from the age of 18 and under 65.

One Family Funeral Plan registration pack will cover you, one spouse and your own (biological, legally adopted or step) children up to the age of 21.

Only 2 month's waiting period for non-accidental causes for every registration pack or top-up you buy.

Top-up to a level that suits you and your family and your pocket (up to a maximum of R18,000).

How to get this product

Available from any Shoprite store, and it doesn't require a bank account, debit order or salary in order to purchase it. All payments can be made in cash when the need arises or as you can afford it. Registration via your cellphone.

Waiting Periods

There is a 2-month waiting period after registration and every top-up. During this time you and your family are only have cover for accidental death.

From month 3, you and your family will also be covered for any cause of death for a further 12 months which gives you a total of 14 months cover.

You can increase your cover up to a maximum of R18,000 whenever you want to, by buying top-up vouchers.

As this is a prepaid funeral plan, cover ends after 14 months at which time you have the option to top up.

Please take note Make sure you know when your Cover End Date is. To keep your family funeral plan active, buy your top-up vouchers at least 2 months before the Cover End Date is reached for your cover to continue.


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